Meet the Team

  • Kelly J. Barlow

    Kelly J Barlow, has a long 25+ year history working with health insurance, Medicare and Medicaid beneficiaries. Kelly started her career in customer service, assisting members with questions on their insurance coverages. She quickly decided that working with Medicare beneficiaries was her calling, so she set out to specialize in Medicare insurance coverages. Kelly has worked for a few different insurance carriers over the years and decided that she could offer the best service by being an independent insurance agent.

  • Nikki Towle

    Nikki Towle has been a Medicare Insurance Agent since 2015. It’s a career she is very passionate about and loves to do. She gets to help Medicare beneficiaries navigate through all their insurance options to find a plan that suits their needs. It’s rewarding to her to know she has eased someone’s stress and gave them the knowledge to really under Medicare. Nikki currently lives in upstate New York, in the beautiful Adirondacks with her husband, their three boys and a daughter on the way. They really enjoy traveling and having lots of new adventures together.

  • Carl Barlow

    VETERAN

    Carl Barlow is a Veteran of the US Coast Guard. He heads up our Veterans Initiative Program. Carl Barlow is from Chestertown NY, Warren county. He is passionate about helping his community, Veterans and all Medicare Beneficiaries.

  • Brian & Melissa Beauchemin

    Meet Brian & Melissa Beauchemin, the founders of BMB Benefits Group out of Herkimer NY. Proudly serving their community for over a decade.

  • Audra Higgins

    With over a decade of experience in the financial planning industry and having managed different businesses over the years prior, Audra is a Partner and COO of Simmons Capital Group. Audra spends most of her time working with new and existing clients to meet their diverse needs, and her varied background has proven beneficial to working with individuals and families. She is focused on being both an educational resource and problem solver for her clients young and old.

  • Danielle Lanthier

    Danielle has worked in the customer service field for over 20 years. In 2015 she obtained her Property & Casualty as well as her Life, Accident & Health license. Over the next 5 years she worked as an associate agent at a local insurance agency where she learned the importance of educating your clients. In 2020 Danielle began her journey in Medicare education. She soon realized how rewarding a career helping people understand their Medicare options could be. In 2021 Danielle has made it her personal career goal as an independent agent to provide Medicare beneficiaries with all of the knowledge and tools to make the best decision for their needs. She enjoys getting to know her clients and being their local and personal resource for Medicare education. Danielle resides in upstate NY where she was born and raised. She proudly serves her community as a volunteer EMT with her local fire department. She enjoys outdoor activities with her dog Moose and spending free time with her family and friends.

    She looks forward to helping you with your insurance needs!

  • Kelly Henderson

    Kelly has recently obtained her insurance license and pursued a career in the Medicare field. She enjoys working with Medicare beneficiaries and providing them with valuable Medicare information. Kelly takes time to get to know each member, she prides herself on her ability to identify concerns and help find the best available plans. She has enjoyed working in the medical field while providing everyone she encounters with excellent customer service for the past 20 years.

    Kelly is originally from Schenectady NY, she enjoys spending time with her husband and their 6 children.

  • Bonnie Beehm

    Bonnie Beehm first entered the financial and insurance field in 1995. She worked as a financial advisor for a financial institution for 8 years. After the birth of her two children, she decided to enter into a teaching career. For the last 19 years she has been an elementary teacher with a local school district. Bonnie has said that the best part of teaching is watching the growth of her students each year. As her children are now grown and entering into the next chapter of their lives, she has decided to come back to her roots in the area of insurance. Her passion for education and service has led her back into this new chapter in her career where she can now help others with the next stages of their lives. Bonnie has been married to her husband for over 26 years and has two grown daughters. She enjoys spending time with her family and friends, antiquing, gardening, running, boating and reading.